Terms of Service

Effective Date: February 23, 2026

Welcome to The Betting Insider, operated by Insider Sports Inc. These Terms of Service (“Terms”) constitute a legally binding agreement between you and Insider Sports Inc (“we,” “us,” or “our”) governing your access to and use of our websites, mobile applications (including our iOS app available on the Apple App Store), platforms, and services (collectively, the “Services”). By accessing, browsing, downloading, installing, or using any part of our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with any part of these Terms, you must immediately discontinue use of our Services and uninstall any applications.
1

Services Provided

The Betting Insider provides comprehensive sports betting data, analytics, and expert insights through our proprietary digital platform, delivered via our website (thebettinginsider.com) and our iOS mobile application. Our Services include, but are not limited to:

  • Access to our proprietary Sports Data Suite, featuring real-time odds, public betting percentages, sharp money indicators, line movement tracking, and advanced analytics across NBA, NFL, NHL, MLB, and NCAA sports
  • Player prop consensus data aggregated from multiple sources including DFS platforms (Sleeper, PrizePicks), prediction markets (Polymarket, Kalshi), and sportsbook data (DraftKings, Pinnacle)
  • Expert sports betting insights, analysis, projections, and AI-powered game scripts driven by data-driven methodologies
  • Pinnacle “Sharp View” audit overlays comparing retail lines against sharp bookmaker data
  • Real-time injury reports, team statistics, and situational analytics
  • Access to exclusive betting strategies, statistical models, and proprietary signal indicators (Vegas Backed, Public Respect, Whale Respect)
  • AI-powered tools including the Quantum AI chat assistant for real-time betting analysis
  • Push notification alerts for new picks, signal changes, and market movements (iOS app)
  • Tools and calculators designed to assist with bankroll management, ROI tracking, and betting strategy development
  • Real-time tracking of expert analyst picks, win rates, and performance metrics
  • Community features including in-app messaging and analyst interaction
Important — We Are Not a Sportsbook: The Betting Insider is a sports betting analytics and information platform. We are NOT a licensed sportsbook, gambling operator, casino, or wagering service. We do not accept, place, facilitate, or process any bets, wagers, or gambling transactions of any kind. We do not hold, manage, or transfer any funds related to gambling activities. Our Services are strictly informational, educational, and analytical in nature. All betting decisions and wager placements are made entirely by you, the user, through separately licensed and regulated third-party sportsbooks of your own choosing. We have no involvement in, and bear no responsibility for, any gambling transactions you may engage in.

Our Services are delivered exclusively online and require a stable internet connection and compatible device. We reserve the right to modify, suspend, or discontinue any part of our Services at any time, with or without notice, at our sole discretion. We may also impose limits on certain features or restrict access to parts of our Services without notice or liability.

2

Eligibility and Account Registration

To access certain premium features and Services, you must create an account by providing accurate, current, and complete information. By creating an account, you represent and warrant that:

  • You are at least 18 years of age (or the age of majority in your jurisdiction) and have the legal capacity to enter into these Terms
  • You are accessing our Services from a jurisdiction where the use of sports betting analytics and informational services is not prohibited by law
  • All registration information you provide is accurate, truthful, and kept up to date
  • You will maintain the security and confidentiality of your login credentials, including passwords and authentication tokens
  • You accept full responsibility for all activities, transactions, and communications that occur under your account, whether authorized by you or not
  • You will notify us immediately of any unauthorized access, use, or breach of security related to your account
  • You will not create multiple accounts to circumvent subscription limitations, promotional restrictions, or access controls

Your account is managed through Clerk, our third-party authentication provider. By creating an account, you also agree to Clerk's terms of service and privacy practices as they relate to account authentication and identity management.

Accounts are personal, non-transferable, and may not be shared, sold, or transferred to any third party without our express written consent. We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent, abusive, or illegal activity.

3

Subscription and Payment Terms

By purchasing a subscription to our Services, you acknowledge and agree to the following terms and conditions:

Subscription Plans:

We offer premium subscription plans at various price points and durations (e.g., monthly, annual). Specific pricing, features, and terms for each plan are displayed at the time of purchase. We reserve the right to modify available plans, pricing, and included features at any time.

Web Purchases (thebettinginsider.com):

Subscriptions purchased through our website are processed by Stripe, our third-party payment processor. By purchasing a subscription via the web, you authorize Stripe to charge your payment method on file immediately for the initial subscription period and for all subsequent automatic renewals until you cancel your subscription. All subscription fees are charged in advance for the upcoming billing period. You may cancel at any time through your account settings on thebettinginsider.com or by contacting our support team.

iOS App Store Purchases:

Subscriptions purchased through our iOS mobile application are processed by Apple as auto-renewable in-app purchases. By purchasing a subscription through the App Store, you agree to Apple's terms and conditions for auto-renewable subscriptions, including:

  • Payment will be charged to your Apple ID account at confirmation of purchase
  • Your subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current billing period
  • Your account will be charged for renewal within 24 hours prior to the end of the current period at the subscription rate
  • You can manage and cancel your subscriptions by going to your Apple ID account settings on your device (Settings → [Your Name] → Subscriptions)
  • Any unused portion of a free trial period, if offered, will be forfeited when you purchase a subscription

Apple is responsible for processing all App Store transactions. We do not have access to your Apple payment information.

Automatic Renewal:

All subscriptions, whether purchased on the web or through the App Store, automatically renew at the end of each billing cycle unless canceled prior to the renewal date. You are responsible for managing your subscription and canceling before the next billing cycle if you do not wish to continue.

Price Changes:

We reserve the right to modify subscription pricing at any time. For web subscriptions, price changes will not affect your current billing cycle but will apply to subsequent renewals, and we will provide reasonable notice. For App Store subscriptions, Apple will notify you of any price changes and require your consent before renewal at the new price, in accordance with Apple's policies.

AI Credits and One-Time Purchases:

In addition to subscriptions, we may offer one-time digital purchases such as AI credits (for use with the Quantum AI assistant), blueprint unlocks, or individual pick unlocks. All one-time digital purchases are final and non-refundable upon delivery. AI credits do not expire but have no cash value and cannot be transferred.

4

Refund Policy

Web Purchases:

All purchases of digital products and Services made through our website are final and non-refundable once product access has been granted, as our Services are delivered immediately upon payment confirmation. Exceptions may be considered solely at our discretion in limited circumstances, such as confirmed technical failures preventing access, duplicate billing errors, or verified unauthorized transactions. For complete details, please review our comprehensive Refund Policy.

App Store Purchases:

Refunds for subscriptions and in-app purchases made through the Apple App Store are handled exclusively by Apple. To request a refund for an App Store purchase, visit reportaproblem.apple.com or contact Apple Support directly. We are unable to process refunds for purchases made through the App Store, as Apple manages all billing and refund decisions for those transactions.

5

Promotional Codes and Referral Program

Promotional Codes:

We may issue promotional codes (“promo codes”) that provide discounts, free trial extensions, or other benefits. Promo codes are subject to the following terms: they are non-transferable, cannot be combined with other offers unless explicitly stated, have no cash value, may expire without notice, are limited to one use per account, and may be revoked or modified at our sole discretion. Abuse of promo codes, including creating multiple accounts to use the same code, will result in account termination.

Referral Program:

Our referral program allows existing users to invite others and earn rewards such as free premium access days. Referral codes are personal, non-transferable, and intended for genuine personal recommendations. Self-referrals, spam distribution, paid advertising of referral codes, or any fraudulent referral activity will result in forfeiture of rewards and potential account termination. We reserve the right to modify, suspend, or terminate the referral program at any time.

Affiliate Program:

We offer an affiliate program through which approved participants can earn commissions on referred subscriptions. Affiliate relationships are governed by a separate affiliate agreement. Commissions are processed through Stripe Connect and are subject to the affiliate agreement terms, including minimum payout thresholds, payment schedules, and compliance requirements. We reserve the right to terminate affiliate accounts for policy violations, fraudulent activity, or misrepresentation of our Services.

6

User Conduct and Acceptable Use

You agree to use our Services lawfully and in accordance with these Terms. You agree not to:

  • Engage in any unauthorized resale, redistribution, sharing, or commercial exploitation of our Services, content, data, or intellectual property
  • Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code, algorithms, or methodologies underlying our Services
  • Access or attempt to access any part of our Services through automated means, bots, scrapers, or unauthorized third-party applications
  • Scrape, harvest, or systematically download data from our platform, APIs, or Services
  • Upload, transmit, distribute, or introduce any viruses, malware, trojan horses, or other malicious code that could harm our Services, infrastructure, or other users
  • Use the Services for any illegal, fraudulent, or unauthorized purpose, including but not limited to money laundering, match-fixing, insider trading, or violation of any applicable gambling or betting laws
  • Use our data, picks, signals, or analysis to operate a competing service or sportsbook
  • Share your account credentials, screenshots of premium content, or provide access to non-subscribers
  • Impersonate any person or entity, or falsely state or misrepresent your affiliation with any person or entity
  • Interfere with or disrupt the integrity or performance of our Services, servers, or networks
  • Harass, abuse, threaten, or harm other users or our employees, contractors, or representatives, including in community features
  • Post false, misleading, defamatory, or offensive content in community features
  • Collect or store personal data about other users without their express consent

Violation of these rules may result in immediate suspension or termination of your account without notice or refund, and may subject you to civil and criminal liability.

7

Data Accuracy and No Guarantees

Our Services aggregate data from numerous third-party sources including the Odds API, ESPN, DraftKings, Sleeper, PrizePicks, Polymarket, Kalshi, Pinnacle, and other providers. While we strive for accuracy, we make no warranties regarding the accuracy, completeness, timeliness, or reliability of any data, analytics, consensus percentages, confidence scores, signals, or content provided through our Services.

  • Odds and Lines: Sports betting odds, lines, and spreads change frequently and may differ from what is displayed on actual sportsbooks at the time you place a bet. Always verify odds directly with your sportsbook before placing any wager.
  • Consensus Data: Our prop consensus percentages, over/under splits, and data confidence scores are computed from weighted aggregations of multiple sources. These are statistical estimates, not certainties. Source availability varies by player, sport, and time of day.
  • AI-Generated Content: Game scripts, analysis, and AI chat responses are generated by artificial intelligence models. AI-generated content may contain errors, omissions, or outdated information and should not be relied upon as the sole basis for any betting decision.
  • Expert Picks: Analyst picks and performance records represent historical results. Past performance does not guarantee future results. All picks are opinions, not guarantees of outcomes.
  • Sharp Signals: Pinnacle and sharp money indicators reflect line movements and market dynamics. They are analytical tools, not predictors of game outcomes.

You acknowledge that all sports betting involves substantial risk of loss, and you accept full responsibility for any and all betting decisions you make based on information obtained through our Services.

8

Intellectual Property Rights

All content, materials, data, algorithms, software, designs, graphics, text, images, logos, trademarks, service marks, and other intellectual property provided through The Betting Insider and Insider Sports Inc (collectively, “Our Content”) are owned by or licensed to us and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws of the United States and international treaties.

Our Content includes, but is not limited to:

  • Proprietary data aggregation systems, consensus algorithms, and signal computation methodologies
  • Game scripts, betting insights, expert analysis, and AI-generated content
  • Software code, algorithms, APIs, and technical infrastructure
  • Data confidence scoring formulas and weighting models
  • Brand names, logos, and visual designs
  • User interfaces, layouts, and design elements

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use Our Content solely for your personal, non-commercial use in accordance with these Terms. Any unauthorized use may violate copyright, trademark, and other laws and may result in civil and criminal penalties. We reserve all rights not expressly granted.

9

Third-Party Services and Integrations

Our Services rely on and integrate with various third-party platforms, services, and applications, including but not limited to:

  • Payment Processors: Stripe (web subscriptions, affiliate payouts), Apple (App Store subscriptions and in-app purchases via RevenueCat)
  • Authentication: Clerk for account management, login, and identity verification
  • Data Sources: The Odds API, ESPN, PrizePicks, Sleeper, Polymarket, Kalshi, DraftKings, Pinnacle, and other sports data providers
  • Infrastructure: Vercel (web hosting), AWS Lambda (data processing), Supabase (application data), ClickHouse (analytics data)
  • Notifications: Apple Push Notification service (APNs) for iOS push notifications
  • Communication: Discord for optional community access and member engagement

We are not responsible for the practices, content, privacy policies, terms of service, availability, or reliability of any third-party services. Your use of third-party platforms is subject to their separate terms and conditions.

10

Disclaimers and Limitation of Liability

No Warranties: Our Services are provided on an “as-is,” “as-available,” and “with all faults” basis. To the fullest extent permitted by applicable law, we disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, reliability, or availability of the Services.

Critical Betting Disclaimer: All sports betting involves substantial risk of loss, and past performance does not guarantee future results. Our data, analytics, insights, projections, picks, signals, consensus percentages, and recommendations are provided for informational and educational purposes only and do not constitute financial, legal, or betting advice. We are not a licensed sportsbook, gambling operator, or financial advisor. We do not accept, place, or facilitate any wagers. Users are solely responsible for their betting decisions, bankroll management, and compliance with all applicable laws in their jurisdiction. You should never bet more than you can afford to lose. If you or someone you know has a gambling problem, please contact the National Council on Problem Gambling at 1-800-522-4700 or visit ncpgambling.org.

Limitation of Liability: To the maximum extent permitted by applicable law, Insider Sports Inc, its affiliates, officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to loss of profits, revenue, data, use, goodwill, or other intangible losses, arising out of or relating to your use or inability to use the Services.

Total Liability Cap: Our total liability to you for all claims arising out of or relating to the use of or inability to use our Services shall not exceed the amount you paid to us in the twelve (12) months preceding the claim, or one hundred dollars ($100), whichever is greater.

No Liability for Betting Losses: Under no circumstances shall Insider Sports Inc be held liable for any betting or gambling losses you incur, regardless of whether such losses are connected to information, data, analysis, picks, signals, or content provided through our Services. You acknowledge that all betting activity is undertaken at your own risk and that we bear zero responsibility for the outcome of any wager.

11

Responsible Gambling

We are committed to promoting responsible gambling practices. Our Services are designed to provide data and analysis, not to encourage or facilitate excessive gambling. We urge all users to:

  • Set personal betting limits and adhere to them
  • Never bet more than you can afford to lose
  • Treat sports betting as entertainment, not as a source of income
  • Seek help immediately if you believe you may have a gambling problem
  • Be aware of and comply with all gambling laws in your jurisdiction

Resources for problem gambling:

We reserve the right to restrict or terminate access to our Services for any user we believe may be engaging in problem gambling behaviors.

12

Termination

Termination by You: You may terminate your account and discontinue use of our Services at any time. For web subscriptions, cancel through your account settings or by contacting our support team. For App Store subscriptions, cancel through your Apple ID settings (Settings → [Your Name] → Subscriptions). Upon termination, your access to paid Services will continue until the end of your current billing period.

Termination by Us: We reserve the right to suspend, restrict, or terminate your access to Services at any time, with or without notice, for any reason, including but not limited to violation of these Terms, fraudulent activity, non-payment, conduct harmful to other users, or violation of applicable laws.

Effect of Termination: Upon termination, your right to access and use the Services will cease at the end of your current billing period (or immediately if terminated for cause). We may delete or deactivate your account and associated data. Provisions that by their nature should survive termination — including intellectual property rights, disclaimers, limitations of liability, and dispute resolution — shall survive.

13

Modifications to the Terms

We reserve the right to modify, update, or amend these Terms at any time. When we make material changes, we will update the “Effective Date,” provide notice via email or through our Services, and post the updated Terms on this page. Your continued use of our Services after the effective date constitutes your acceptance of the updated Terms. If you do not agree, you must discontinue use and cancel your subscription.

14

Contests, Challenges, and Promotions

We may offer contests, challenges, promotions, or other activities (collectively, “Promotions”) through our Services. Each Promotion is subject to its own official rules. We reserve the right to modify, suspend, or cancel any Promotion at any time. All decisions regarding winners, prizes, and eligibility are final. Promotions are void where prohibited by law.

15

Governing Law and Dispute Resolution

Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, United States, without regard to its conflict of law principles.

Jurisdiction and Venue: Any legal action arising out of these Terms or our Services shall be brought exclusively in the federal or state courts located in Georgia, and you consent to the personal jurisdiction and venue of such courts.

Dispute Resolution: Before filing any legal action, you agree to first contact us to attempt to resolve any dispute informally. If we cannot resolve the dispute within sixty (60) days, you may proceed with formal legal proceedings.

Class Action Waiver: You agree that any disputes will be resolved on an individual basis and waive any right to participate in a class action, collective action, or representative proceeding.

Severability: If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.

16

Apple-Specific Terms

The following additional terms apply to your use of our iOS mobile application downloaded from the Apple App Store:

  • These Terms are between you and Insider Sports Inc only, and not with Apple Inc. (“Apple”). Apple is not responsible for our app or its content.
  • Apple has no obligation to provide any maintenance or support services for our app.
  • In the event of any failure of our app to conform to any applicable warranty, you may notify Apple and Apple will refund the purchase price (if any) for the app. To the maximum extent permitted by applicable law, Apple has no other warranty obligation with respect to our app.
  • Apple is not responsible for addressing any claims by you or any third party relating to our app, including product liability claims, legal compliance claims, or consumer protection claims.
  • In the event of any third-party claim that our app infringes a third party's intellectual property rights, Apple is not responsible for the investigation, defense, settlement, or discharge of such claim.
  • Apple and its subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance, Apple will have the right to enforce these Terms against you as a third-party beneficiary.
  • You represent that you are not located in a country subject to a U.S. Government embargo or designated as a “terrorist supporting” country, and that you are not listed on any U.S. Government list of prohibited or restricted parties.

Contact Information

If you have any questions about these Terms of Service, our Services, or need assistance with your account, please visit:

Our Contact Page

Insider Sports Inc — We are here to help and will respond to your inquiry as soon as possible.